Topics

Savings, pensions and wealth

Our work examines how and why people accumulate wealth - such as in housing, pensions and other assets - and how they use it over their working life and in retirement. We also analyse decisions about retirement and the impact of pensions and saving policy on incomes, saving and retirement decisions.

Showing 41 – 60 of 469 results

Interest rate hikes could see 1.4 million people lose 20% of their disposable income

Comment

With the Bank of England’s base rate expected to increase on 22nd June, how are rising interest rates affecting households with mortgages?

21 June 2023

The impact of rising mortgages explained

Explainer

On Thursday, the Bank of England will decide whether to increase the base rate once again. How will this impact households' finances?

21 June 2023

Characteristics and consequences of families with low levels of financial wealth

Report

Many families have little or no savings to access on a ‘rainy day’. We examine the types of families with low savings and what the consequences are.

16 June 2023

Who has low savings and how problematic can that be?

Presentation

IFS researchers presented what we know about which groups of people are most likely to have low savings and how long this tends to last.

16 June 2023

Should we abolish inheritance tax?

Explainer

Recently there have been calls to abolish inheritance tax. Paul Johnson takes us through the facts in 90 seconds.

7 June 2023

The heterogeneous effects of social assistance and unemployment insurance: evidence from a life-cycle model of family labor supply and savings

Working Paper

We empirically analyze the heterogeneous welfare effects of unemployment insurance and social assistance.

5 June 2023

Why saving for a pension has become more risky

Comment

"Many working-age people may not realise just how much risk they are facing when it comes to ensuring financial security in retirement."

5 June 2023

Improving financial security in retirement

Comment

It is estimated that fewer than one in five self-employed people are currently saving into a pension. An article by Alistair Darling and David Gauke

16 May 2023

Couple looking at financial arrangements

The three problems at the heart of Britain’s impending retirement disaster

Comment

An honest look at pension planning is needed amid longer life expectancies and NHS pressures

16 May 2023

Changing patterns of work at older ages

Presentation

This presentation was given by Jonathan Cribb at the ELSA 20th Anniversary Conference.

11 May 2023

Why politicians need to think long-term about pensions

Podcast

We talk through the challenges facing the UK pensions system and future generations of pensioners.

26 April 2023

We must act now to prevent a real pensions crisis developing in future

Comment

"If we are to avoid sleepwalking into a future much worse than the present, we need to start acting now." Paul Johnson writes for the Times.

24 April 2023

Challenges for the UK pension system: the case for a pensions review

Report

This report makes the case that economic and policy changes in the last two decades necessitate a comprehensive review of the UK pension system.

20 April 2023

Launch of the Pensions Review

Presentation

On 20th April the Pensions Review, led by the Institute for Fiscal Studies in partnership with abrdn Financial Fairness Trust, was launched.

20 April 2023

Wealth and welfare across generations

Working Paper

This paper examines why younger generations no longer have substantially more wealth than their recent predecessors did at the same age.

11 April 2023

A reduced discount rate for public sector pensions will add billions to employer costs

Comment

A reduction in the UK’s long-term growth prospects means that public service pension promises will be costlier to meet in future.

6 April 2023

How are private pensions taxed?

Explainer

Private pensions form a key part of retirement saving. We explore how they are taxed.

3 April 2023

Raising the state pension age risks trapping millions in poverty

Comment

"Exactly when next to raise the pension age is a matter of judgment and trade-offs." Paul Johnson writes for the Times.

27 March 2023

The planned increase in the state pension age from 67 to 68

Comment

There are reports that the government will no longer increase the state pension age between 2037-39. We examine the key considerations for this delay.

25 March 2023