Professor James Banks

This report provides new empirical evidence on the level and distribution of retirement saving in England.

This paper provides a detailed analysis of individuals in households in England aged between 50 and the State Pension Age in terms of their private pension arrangements and current non-pension assets alongside their expectations of future economic circumstances.

This paper explains the methodology used for calculating pension wealth for all individuals in the first wave of the English Longitudinal Study of Ageing (ELSA).

Examining the possible consequences of the increasing shift from Defined Benefit to Defined Contribution arrangements for private pensions.

We examine the possible consequences of the increasing shift from Defined Benefit to Defined Contribution arrangements for private pensions.

This paper looks at the policy debate surrounding private pensions and retirement patterns in the UK.

This paper looks at the policy debate surrounding private pensions and retirement patterns in the UK.

We develop and test a model on the effects of spatial housing price risk on housing choice.

The adequacy of household saving for retirement has become a policy issue all around the world.

We consider empirical evidence from the US and the UK regarding the extent to which funds in some specific tax advantaged accounts (IRAs in the US, TESSAs and ISAs in the UK) represent new savings.

This chapter is part of a pamplet looking at the seven ages of man (and woman) in the modern era.

This paper was presented at a seminar organised by the Economic and Social Research Council. It asks whether it is possible to design a pension system that can guarantee financial security to individuals, employers and to the state simultaneously.