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Our goal at the Institute for Fiscal Studies is to promote effective economic and social policies by better understanding how policies affect individuals, families, businesses and the government's finances.
In an ongoing programme of research, we examine in detail how pension saving might be expected to change over working life, and how employees and the self-employed behave in practice.
Coins in a glass jar
At this event, researchers will share findings from two new reports, examining when individuals should save for retirement – given factors like earnings growth and children – and how employees save in practice.
Man using cashpoint
In this briefing note, we use a life-cycle economic model to illustrate that there are good reasons for saving rates not to be constant over working life, due to predictable factors that change with age.
Scottish bank notes
'A look at the manifestos not just of the SNP, but of Scottish Labour and Scottish Conservatives too, reveals just how far the consensus in Scottish politics has diverged from that in England.' Paul Johnson on the results on the election.

IFS Zooms in podcast

Covid 19 and the economy

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As restrictions ease, and economic life begins to recover, we ask Sarah O'Connor, Employment Columnist at the Financial Times, and IFS Senior Research Economist Jonathan Cribb what changes COVID brought to the labour market, and what jobs could look like in future.
This year, for the first time and co-funded by the Scottish Policy Foundation, we are publishing a range of Scottish Election Briefing Notes on tax, benefits and public spending, and the parties' plans for the coming parliamentary term. Read the latest here.
A special Issue of Fiscal Studies published today by Wiley on behalf of the Institute for Fiscal Studies (IFS) provides new analysis of the evolution of mortality levels and socio-economic inequalities in 11 OECD countries, including England, over the last 20-30 years.
Following last Friday’s publication of the ONS’s preliminary estimates of public sector revenues, spending and borrowing in 2020-21, this observation updates our projections of Scotland’s implicit budget deficit published last August. It also briefly discusses the pre-COVID-19 crisis fiscal situation of the other nations and regions of the UK.
As the high street reopens, we ask Helen Miller, IFS tax expert, and Helen Dickinson, CEO of the British Retail Consortium what effect business rates have on our high streets, whether they should be reformed, and whether we need a new tax on online retail to level the playing field.
Inheritances have been growing as a share of national income in the UK since the 1970s. New IFS research, released today and funded by the Nuffield foundation, makes projections of the inheritances to be received by the 1960s, 1970s and 1980s-born generations in the UK.