PhD Economics, University of Bristol, 2014 MSc Economics (Distinction), University of Bristol, 2010 BSc Mathematics, Imperial College London, 2008
Jack joined the IFS in 2013 and works in the Education and Skills sector. His main interests lie in human capital accumulation and discrete choice dynamic modelling. Jack's recent work has included analysis of the effect of replacing the EMA with the 16-19 Bursary in England on participation and attainment, measuring human capital of university graduates in England, and modelling the interaction between health and human capital.
Student finance reforms which reduce graduate debt levels typically benefit high earning graduates the most
| Press Release
In a new IFS Briefing Note, we explore two other options for reform to aspects of the student loan system that have been widely discussed. The first is the high interest rates assigned to student debt - currently RPI + 3% while studying and RPI + 0-3%, depending on income, after leaving university. The second is the fact that - following the abolition of maintenance grants in 2016 - those from the poorest backgrounds currently graduate with the largest debts.