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Agnes Kovacs

Agnes Kovacs

Assistant Professor

Agnes is an applied economist who uses economic models and micro-level data to better understand the consumption and savings behaviour of households.Her research intersects with applied microeconomics, behavioural economics and macroeconomics. More specifically, she is interested in exploring how non-standard preferences can explain anomalies in household behaviour, and how different kinds of income risks affect household's decisions.

Academic outputs

IFS Working Paper W19/18
The vast majority of household wealth in the U.S. is held in illiquid assets, primarily housing, making households vulnerable to unexpected income shocks. To rationalize this preference for illiquidity, we build a life-cycle model where households are tempted to consume their liquid wealth but can ...

Reports and comment