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Rowena Crawford

Rowena Crawford

Associate Director


MSc Economics, University College London, 2011

BA Economics (1st Class), University of Cambridge, 2008

Rowena is an Associate Director in the Pensions and Public Finance sector. Her research interests include pensions and saving for retirement, while her recent work also includes analysis of UK public finances and public spending.

Academic outputs

Journal article | Fiscal Studies - Special Issue: 50th Anniversary of IFS
Since 1995, police forces in England and Wales have been able to raise revenues locally to supplement grants from central government.
IFS Working Paper WP19/28
In the UK, those born between the 1930s and 1950s have seen generation-on-generation increases in wealth, while those born more recently appear to have accumulated no more wealth than their predecessors had done by the same age.

Reports and comment

In this report, we seek to explain this decline in pension saving amongst the self-employed. We examine the extent to which the decline has been driven by the changing characteristics of the self-employed population. We then explore changing attitudes towards pension saving, and changes in other ...
This report analyses state pension provision for the self-employed in the context of these two underlying trends: the rising number of the self-employed and the increasing universality of the UK state pension system. We document trends over time in both the proportion of individuals who, although ...


The proportion of the self-employed saving in a private pension has declined dramatically over the past two decades, leading to continued concerns about their financial preparations for retirement. At this event we presented the findings of new IFS research that has examined this trend.
This presentation was given at the launch of two reports into recent pension reforms, on retirement savings expectations and on automatic enrolment.