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Anita Ratcliffe

Anita Ratcliffe

Academic outputs

Journal article | Economica
Cyclical fluctuations - which affect both asset and labour markets - can have an ambiguous effect on retirement. In this article, first published online on 5 April 2015, the authors explore this issue empirically using data from the British Household Panel Survey, exploiting small area geographic ...
IFS Working Paper W08/09
The paper looks at the effects on fertility of major reforms of child-contingent benefits made in 1999.

Reports and comment

External publication
On the 7th of July 2005 (henceforth 7/7), four extremist Islamic terrorist bombers targeted London's transport network, killing 52 passengers and injuring hundreds more. Using prerecorded statements, the bombers threatened further acts of terrorism. Indeed, just 2 weeks later, a further four ...
External publication
This paper looks at the effect of asset prices and labour market conditions over the economic cycle on retirement timing in Great Britain.


This presentation was delivered to the HMT Treasury in November 2007. It presents evidence on the fertility effect of welfare from a set of reforms that took place in the UK in 1999 and that substantially increased support for poorer families with children.