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James Banks

James Banks

Co-Director, CPP

Education

PhD Economics, University College London, 1998

MSc Economics, London School of Economics, 1990

BSc Economics (1st Class), Bristol University, 1988

James is Professor of Economics at the University of Manchester, Deputy Research Director at IFS and Co-Director of the Centre for the Microeconomic Analysis of Public Policy (CPP). His research focuses on empirical modelling of individual economic behaviour over the life-cycle, with particular focus on consumption and spending patterns, saving and asset accumulation, housing dynamics, and retirement and pension choices. Recent work has also begun to look at broader issues in the economics of ageing, such as health, physical and cognitive functioning and their association with labour market and broader socioeconomic status; the dynamics of work disability; the nature of expectations of retirement, health and longevity.

Journal articles

Journal article
The English Longitudinal Study of Ageing (ELSA) (Steptoe et al. 2013a) is a multidis- ciplinary panel study that collects a comprehensive array of measures on a representative sample of men and woman aged 50 and over who are living in England. Repeated measures covering health, economics, ...

Working papers

IFS Working Paper W16/16
In this paper we document significantly steeper declines in nondurable expenditures in the UK compared to the US, in spite of income paths being similar. We explore several possible causes, including different employment paths, housing ownership and expenses, levels and paths of health status, ...
IFS Working Paper W15/12
The authors document and explore significantly steeper declines in nondurable expenditures in the UK compared to the US, in spite of income paths being similar.

Presentations

Presentation
This presentation was given as the IFS annual lecture 2015.
Presentation
Paper given at the 15th Annual Research Conference of De Nederlandsche Bank, Amsterdam