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Saving and wealth
Research into saving and wealth looks at the evidence we can find in data about UK households as to how much wealth people hold and what kinds of assets they have. We ask what official data tell us about savings and debt amongst different groups and look at trends in asset ownership across time.

We also examine how savings and wealth are taxed in the UK. What is the impact of taxes on savings behaviour? What are the prospects for the Individual Savings Account? What justifications are there for asset-based welfare? What are the rationales behind the government's planned Child Trust Fund and Saving Gateway?

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Year: 104 publications
20 December 2008
This report explores evidence on current asset-holding amongst older individuals, how this varies with age and how it has changed over the last decade.
16 July 2008
James Banks and Michael Marmot
The poorest older people are more than twice as likely to die at any given age than the richest.
16 July 2008
James Banks, Elizabeth Breeze, Carli Lessof and James Nazroo (eds)
Analysis of the third wave of data from the English Longitudinal Study of Ageing.
16 July 2008
Carl Emmerson and Alastair Muriel
This presentation was given at the launch of a report on the third wave of the English Longitudinal Study of Ageing.
01 April 2008
In this book, leading economists analyze topical issues in pension policy.
23 February 2008
Robin Boadway
Presentation given at the International Symposium on Tax Reform, Tokyo 2008.
13 August 2007
W07/12
This paper compares the key assumptions underpinning estimates of the pension wealth of ELSA respondents to outcomes over the period from 2002-03 to 2004-05.
07 August 2007
W07/11
Zoë Oldfield and Eva Sierminska
In this paper, we identify methodological differences and similarities in the measurement of wealth using survey data constructed for different purposes in the United Kingdom and England.
01 July 2007
This paper asks whether job seekers use short-term jobs to finance consumptoin while searching for other employment.
01 June 2007
In a world of declining state pension provision, it is becoming increasingly important that individuals are able to understand the financial choices they face and can choose savings products, portfolios and contribution rates accordingly.
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Impact on Society
An IFS research fellow is leading an independent review into how to make automatic enrolment into workplace pensions operate best.
IFS researchers found that the Saving Gateway was not the best way to support lower income families; government acted on this advice.
Methods developed at IFS for measuring wealth were instrumental in establishing a detailed government dataset about assets and debt in Britain.
IFS researchers present and discuss new research on retirement saving with a group of business leaders and policy makers.