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Saving and wealth
Research into saving and wealth looks at the evidence we can find in data about UK households as to how much wealth people hold and what kinds of assets they have. We ask what official data tell us about savings and debt amongst different groups and look at trends in asset ownership across time.

We also examine how savings and wealth are taxed in the UK. What is the impact of taxes on savings behaviour? What are the prospects for the Individual Savings Account? What justifications are there for asset-based welfare? What are the rationales behind the government's planned Child Trust Fund and Saving Gateway?

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Year: 104 publications
15 July 2010
A new report, commissioned by the Department for Work and Pensions (DWP), provides background analysis and context to aid interpretation of data on the distribution of wealth in Great Britain available from the first wave of the Wealth and Assets Survey (WAS).
06 June 2010
Robert Chote
In this article we look at past and possible future reforms to Capital Gains Tax.
01 April 2010
Dimensions of Tax Design brings together a high-profile group of more than fifty international experts and younger researchers.
01 April 2010
Robin Boadway, Emma Chamberlain and Carl Emmerson
Dimensions of Tax Design brings together a high-profile group of more than fifty international experts and younger researchers.
01 October 2009
part of set of IFS analysis presented at DWP research seminar on the dynamics of work, health savings and retirement
01 September 2009
Zoë Oldfield and Eva Sierminska
In this paper, we identify methodological differences and similarities in the measurement of wealth using survey data constructed for different purposes in the UK and separately for England.
15 June 2009
This presentation was given at the event, The default solution to a pensions crisis?
12 June 2009
BN86
The tables in this paper present a description of the distribution of wealth amongst those aged 50 and over in England in 2002/3, with the analysis split by a series of different factors.
05 May 2009
This presentation was given at a seminar on pension saving and the macroeconomy organised by the Department for Work and Pensions.
27 March 2009
BN82
This Briefing Note provides a description of how the UK tax system treats the return to saving.
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Browse publications & research

Impact on Society
An IFS research fellow is leading an independent review into how to make automatic enrolment into workplace pensions operate best.
IFS researchers found that the Saving Gateway was not the best way to support lower income families; government acted on this advice.
Methods developed at IFS for measuring wealth were instrumental in establishing a detailed government dataset about assets and debt in Britain.
IFS researchers present and discuss new research on retirement saving with a group of business leaders and policy makers.