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Saving and wealth
Research into saving and wealth looks at the evidence we can find in data about UK households as to how much wealth people hold and what kinds of assets they have. We ask what official data tell us about savings and debt amongst different groups and look at trends in asset ownership across time.

We also examine how savings and wealth are taxed in the UK. What is the impact of taxes on savings behaviour? What are the prospects for the Individual Savings Account? What justifications are there for asset-based welfare? What are the rationales behind the government's planned Child Trust Fund and Saving Gateway?

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Year: 104 publications
08 May 1990
Andrew W Dilnot, Paul Johnson and Graham Stark
For most of teh 1980s the focus of attention at Budget time has been on tax reform and micro-economic changes.
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Impact on Society
An IFS research fellow is leading an independent review into how to make automatic enrolment into workplace pensions operate best.
IFS researchers found that the Saving Gateway was not the best way to support lower income families; government acted on this advice.
Methods developed at IFS for measuring wealth were instrumental in establishing a detailed government dataset about assets and debt in Britain.
IFS researchers present and discuss new research on retirement saving with a group of business leaders and policy makers.