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Analysis of the fiscal choices an independent Scotland would face.
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Reforming the tax system for the 21st century.
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Sarah Tanner
This note looks at the kind of information people have on saving and how this effects their decisions to invest in the future. We also ask what policies could be used to provide people with clear information which they trust.
Sarah Tanner
This note looks at the kind of information people have on saving and how this effects their decisions to invest in the future. We also ask what policies could be used to provide people with clear information which they trust.
In this briefing note we add to the current debate on UK annuity markets by providing some simple descriptive analysis from household survey data. In particular, using data from recent waves of the Family Resources Survey, we consider how the current population of (elderly) annuitants differs from the elderly population at large, and describe differences in the characteristics of the group holding voluntary, as opposed to mandatory annuity policies.
In this briefing note we add to the current debate on UK annuity markets by providing some simple descriptive analysis from household survey data. In particular, using data from recent waves of the Family Resources Survey, we consider how the current population of (elderly) annuitants differs from the elderly population at large, and describe differences in the characteristics of the group holding voluntary, as opposed to mandatory annuity policies.
Carl Emmerson and Sarah Tanner
The government published its first plans for stakeholder pensions in December 1998. Since then more flesh has been put on the bones with the publication of six disussion papers each focusing on a different aspects of stakeholder pensions -the minimum standards, the employer access requirement, the clearing arrangements, regulation, advice and information, governance and the tax regime. This note summarises - and critically appraises - the government's proposals
Carl Emmerson and Sarah Tanner
The government published its first plans for stakeholder pensions in December 1998. Since then more flesh has been put on the bones with the publication of six disussion papers each focusing on a different aspects of stakeholder pensions -the minimum standards, the employer access requirement, the clearing arrangements, regulation, advice and information, governance and the tax regime. This note summarises - and critically appraises - the government's proposals
Richard Disney and Edward Whitehouse
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