@unpublished{Bozio2011, author = {Antoine Bozio and Carl Emmerson and Gemma Tetlow}, title = {How much do lifetime earnings explain retirement resources?}, year = {2011}, month = {Feb}, doi = {10.1920/wp.ifs.2011.1102}, issn = {1742-0415}, url = {http://www.ifs.org.uk/wps/wp1102.pdf}, }