@techreport{Chowdry2010,
author = {Haroon Chowdry and Lorraine Dearden and Gill Wyness},
title = {Higher education reforms: progressive but complicated with an unwelcome incentive},
year = {2010},
month = {Dec},
doi = {10.1920/bn.ifs.2010.00113},
url = {http://www.ifs.org.uk/bns/bn113.pdf},
}