@unpublished{Banks2005,
author = {James Banks and Carl Emmerson and Zoë Oldfield},
title = {Preparing for retirement: the pension arrangements and retirement expectations of those approaching state pension age in England},
year = {2005},
month = {Jul},
volume = {pp.},
doi = {10.1920/wp.ifs.2005.0513},
issn = {1742-0415},
url = {http://www.ifs.org.uk/wps/wp0513.pdf},
}