@techreport{Goodman2003, author = {Alissa Goodman and Greg Kaplan}, title = {'Study now, pay later' or 'HE for free'? An assessment of alternative proposals for higher education finance}, year = {2003}, month = {Jun}, volume = {pp.}, doi = {10.1920/co.ifs.2003.0094}, url = {http://www.ifs.org.uk/comms/comm94.pdf}, }