@techreport{Emmerson2003,
author = {Carl Emmerson and Matthew Wakefield},
title = {Achieving simplicity, security and choice in retirement? An assessment of the government's proposed pensions reforms},
year = {2003},
month = {Apr},
doi = {10.1920/bn.ifs.2003.0036},
url = {http://www.ifs.org.uk/bns/bn36.pdf},
}