@unpublished{Paiella2001, author = {Monica Paiella}, title = {Limited financial market participation: a transaction cost-based explanation}, year = {2001}, month = {Apr}, doi = {10.1920/wp.ifs.2001.0106}, issn = {1742-0415}, url = {http://www.ifs.org.uk/wps/wp0106.pdf}, }