@article{Disney1992,
author = {Richard Disney and Edward Whitehouse},
title = {Personal pensions and the review of the contracting-out terms},
journal = {Fiscal Studies},
year = {1992},
month = {Feb},
volume = {13},
number = {1},
pages = {38-53},
issn = {Print: 0143-5671 Online: 1475-5890},
url = {http://onlinelibrary.wiley.com/doi/10.1111/j.1475-5890.1992.tb00498.x/abstract},
}