@techreport{Emmerson2001,
author = {Carl Emmerson and Matthew Wakefield},
title = {The Saving Gateway and the Child Trust Fund: Is asset-based welfare 'well fair'?},
year = {2001},
month = {Oct},
volume = {pages},
doi = {10.1920/co.ifs.2001.0085},
url = {http://www.ifs.org.uk/comms/comm85.pdf},
}