Report (R93)

Payback time? Student debt and loan repayments: what will the 2012 reforms mean for graduates?

Date: 10 April 2014
Publisher: Institute for Fiscal Studies
ISBN: 978-1-909463-37-0
DOI: 10.1920/re.ifs.2014.0093

This report updates and extends the previous IFS work to examine the consequences of these changes for graduates. In particular, we use a new model of graduate earnings and repayments and explore in more detail the pattern and size of loan repayments made, including by different types of graduates.