Ignorance is bliss? Individual knowledge and implications for pension policy and products

Understand this issue

Should we abolish the triple lock?

explainer

Paul Johnson talks us through the triple lock and whether it is still a useful policy tool.

18 December 2023

The future of the state pension

podcast

We discuss the current challenges facing the state pension - and options for reform.

21 December 2023

Pensions are far from broken but could still use a fix

comment

Paul Johnson writes for The Times on the 'simple steps' get us to a 'stable, simple, affordable' pensions system.

18 December 2023

Policy analysis

Early retirement increasingly concentrated amongst the wealthy

press release

We provide new evidence on retirement patterns in the UK.

1 November 2023

The future of the state pension

report

This IFS Pensions Review report sets out key challenges for the UK’s state pension system and suggests a way forward for the future

13 December 2023

IFS responds to release of average earnings statistics which determine rise in state pension in April

comment

IFS response to today’s average earnings growth figure, which is very likely to determine how much the state pension increases by next April.

12 September 2023

Academic research

Unfunded mandates and taxation

journal article

In mid-2006, the Chinese central government increased the salaries and pensions of civil servants in its coastal areas but a funded mandate in others.

14 March 2024

The effects of pension reforms on physician labour supply: Evidence from the English NHS

working paper

We examine labour supply responses of senior doctors following a pension reform that moved NHS staff from a final salary to career average pension.

29 September 2023

The effect of tax incentives on private pension saving

working paper

This paper estimates the responsiveness of private pension saving to tax incentives for employees in England and Wales.

24 February 2023