Browse IFS
Publication types
Saving and wealth
Saving and wealth   Research into saving and wealth looks at the evidence we can find in data about UK households as to how much wealth people hold and what kinds of assets they have. We ask what official data tell us about savings and debt amongst different groups and look at trends in asset ownership across time.

We also examine how savings and wealth are taxed in the UK. What is the impact of taxes on savings behaviour? What are the prospects for the Individual Savings Account? What justifications are there for asset-based welfare? What are the rationales behind the government's planned Child Trust Fund and Saving Gateway?

Research projects
Date started: 01 January 2012
This programme of work examines some of the challenges and opportunities created by the ageing population in the UK.
Date started: 01 May 2004
This project investigates the nature of retirement saving. In particular we make use of the English Longitudinal Survey of Ageing to examine the determinants of retirement saving and retirement ages.
Date started: 01 May 2004
The centre for economic research on ageing gathers together IFS research about ageing and will take it forward on a coherent basis, targeting the research towards the big policy questions in the economics of ageing. At the heart of the centre is the analysis, and design, of individual level data on all aspects of later life, including economic and social position, health and cognitive function.
Date started: 01 January 2004
This research involved some secondary analysis of data from the English Longitudinal Study of Ageing (ELSA) to allow the Pensions Commission to carry out comparisons of a MORI survey with the ELSA data, to provide additional information on the pensions arrangements of LSA respondents and to provide additional information on the expectations of ELSA respondents.
Date started: 01 January 2004
This strand of research is developing models of life-cycle consumption, labour supply and savings with fixed costs of labour force participation and other such fixed costs.
Date started: 01 November 2003
The research develops models of life-cycle consumption, labour supply and savings with fixed costs of labour force participation and other non-convexities. These non-convexities have important impacts on household intertemporal decision problems because they result in households making choices about consumption, labour force participation, and housing tenure that exhibit discrete jumps in response to changes in the economic environment.
Date started: 01 January 2003
Current research is looking at changes in wealth in the over 50 population and continuing to look at consumption around retirement in order to understand the adequacy of retirement saving.
Date started: 01 October 2001
Centre for the Microeconomic Analysis of Public Policy (CPP)
Date started: 01 May 2001
The English Longitudinal Study of Ageing is an exciting new study, the aim of ELSA is to become an interdisciplinary data resource on health, economic position and quality of life as people age.
Date started: 01 July 2000
The overall aim of this project was to investigate the trends in inequality in Britain in the 1990s and beyond, looking at what can be learned both from patterns of household income and expenditure.