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Thomas Crossley
Research Fellow
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Tom Crossley is a Research Fellow at IFS and a Reader in Economics at the University of Cambridge. He is also director of the consumption and saving research sector at IFS.

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Publications
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Laura Blow, Thomas F Crossley and Cormac O'Dea, June 2011,  Labelling matters: Households spend 40% of Winter Fuel Payment on fuel. But poor pensioners still cut back on food in cold weather,  IFS Press Releases
Timothy K.M. Beatty, Laura Blow, Thomas F Crossley and Cormac O'Dea, June 2011,  Cash by any other name? Evidence on labelling from the UK Winter Fuel Payment,  IFS Working Papers , W11/10
Press release:
Laura Blow, Thomas F Crossley and Cormac O'Dea, June 2011,  Labelling matters: Households spend 40% of Winter Fuel Payment on fuel. But poor pensioners still cut back on food in cold weather,  IFS Press Releases
Tim Beatty, Laura Blow, Thomas F Crossley and Cormac O'Dea, June 2011,  'Cash by any other name? evidence on labelling from the UK Winter Fuel Payment' and 'Is there a heat or eat trade-off in the UK?',  Presentations
Press release:
Laura Blow, Thomas F Crossley and Cormac O'Dea, June 2011,  Labelling matters: Households spend 40% of Winter Fuel Payment on fuel. But poor pensioners still cut back on food in cold weather,  IFS Press Releases
Timothy K.M. Beatty, Laura Blow and Thomas F Crossley, June 2011,  Is there a "heat or eat" trade-off in the UK?,  IFS Working Papers , W11/09
Press release:
Laura Blow, Thomas F Crossley and Cormac O'Dea, June 2011,  Labelling matters: Households spend 40% of Winter Fuel Payment on fuel. But poor pensioners still cut back on food in cold weather,  IFS Press Releases
Thomas F Crossley and Hamish Low, May 2011,  Borrowing constraints, the cost of precautionary saving and unemployment insurance,  International Tax and Public Finance,  Vol. 18, No. 6, pp. 658-687, Springer Verlag, Journal Articles
Previous versions:
Thomas F Crossley and Hamish Low, January 2005,  Borrowing constraints, the cost of precautionary saving and unemployment insurance,  IFS Working Papers , W05/02
Thomas F Crossley, Hamish Low and Sarah Smith, May 2011,  Do consumers gamble to convexify?,  IFS Working Papers , W11/07
Thomas F Crossley and Hamish Low, February 2011,  Is the elasticity of intertemporal substitution constant?,  Journal of the European Economic Association,  Vol. 9, No. 1, pp 87-105, Journal Articles
Thomas F Crossley and Matthew Brzozowski, February 2011,  Viewpoint: Measuring the well-being of the poor with income or consumption: a Canadian perspective,  Canadian Journal of Economics,  Vol. 44, No. 1, pp 88-106, Journal Articles
Sule Alan, Kadir Atalay, Thomas F Crossley and Sung-Hee Jeon, December 2010,  New evidence on taxes and portfolio choice,  Journal of Public Economics,  94:813-823. (December, 2010), Elsevier, Journal Articles
Mike Brewer, James Browne and Thomas F Crossley, November 2010,  Lone Parent Obligations and New Services for Lone Parents: a feasibility study of an impact assessment,  External publications , DWP Working Paper No.92
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The effects of the financial crisis on older adults in England
The shift from joint to independent income taxation in the UK
Lone Parent Obligations and New Services for Lone Parents: a feasibility study of an impact assessment
Retirement saving consortium