 Facts and figures about UK taxes, benefits and public spending.
Income distribution, poverty and inequality.
Analysing government fiscal forecasts and tax and spending.
Analysis of the fiscal choices an independent Scotland would face.
Case studies that give a flavour of the areas where IFS research has an impact on society.
Reforming the tax system for the 21st century.
A peer-reviewed quarterly journal publishing articles by academics and practitioners.
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Heike is a Research Associate in the productivity and innovation sector. She joined the institute in 2003 and completed her PhD at UCL in 2006. She now works as an Economist in the Office of the Chief Economist of the European Bank for Reconstruction and Development (EBRD). Her research projects include the effects of regulation on the UK retail sector; the influence of learning on consumer choices; the role of trust in experience goods markets. Most recently she is involved in evaluating the impact of microfinance on small enterprises in Bosnia and Mongolia using randomised field experiments. 
All available publications
Ralph De Haas, Heike Harmgart, Britta Augsburg and Costas Meghir, November 2012,
EBRD Impact Brief. Microfinance on the margin: Evidence from Bosnia and Herzegovina,
External publications
Britta Augsburg, Ralph De Haas, Heike Harmgart and Costas Meghir, September 2012,
Microfinance, Poverty and Education,
IFS Working Papers
, W12/15
Britta Augsburg, Ralph De Haas, Heike Harmgart and Costas Meghir, September 2012,
Microfinance at the margin: experimental evidence from Bosnia and Herzegovina,
External publications
, European Bank for Reconstruction and Development
Britta Augsburg, Orazio Attanasio, Ralph de Haas, Heike Harmgart and Emla Fitzsimons, May 2012,
Group lending or individual lending? Evidence from Mongolia,
External publications
, European Bank for Reconstruction and Development
Orazio Attanasio, Britta Augsburg, Ralph de Haas, Emla Fitzsimons and Heike Harmgart, December 2011,
Group lending or individual lending? Evidence from a randomised field experiment in Mongolia,
IFS Working Papers
, W11/20
Britta Augsburg, Ralph de Haas, Heike Harmgart and Costas Meghir, February 2010,
Microfinance in Bosnia and Herzegovina,
IFS Reports
Rachel Griffith and Heike Harmgart, February 2008,
Supermarkets and planning regulation,
External publications
, CEPR
Heike Harmgart and Stepan Jurajda, forthcoming,
When do 'female' occupations pay more?,
Journal of Comparative Economics,
Association for Comparatice Economic Studies,
Journal Articles
Previous versions:
Heike Harmgart and Stepan Jurajda, February 2004,
When do 'female' occupations pay more?,
External publications
, CEPR
Heike Harmgart, Steffen Huck and Wieland Müller, February 2006,
The miracle as a randomization device: a lesson from Richard Wagner's romantic opera Tannhäuser und der Sängerkrieg auf Wartburg,
External publications
, University of Tilburg
Rachel Griffith and Heike Harmgart, July 2005,
Retail productivity,
The International Review of Retail, Distribution and Consumer Research,
Vol. 15, No. 3, pp. 281-290,
Routledge,
Journal Articles
Previous versions:
Rachel Griffith and Heike Harmgart, March 2005,
Retail productivity,
IFS Working Papers
, W05/07
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